Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.897%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.781%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.288%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.305%  0.000%