Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.647%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.530%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.038%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.055%  0.000%